Medical Screening

Here you can run quotes for two of the most-requested kinds of coverage. The quotes are the insurance company’s best guess at what a healthy person might pay.

To get a coverage offer, you need to be medically underwritten – which takes about 10 minutes over the phone. Use the calendar to get a spot with one of our underwriters.


This will last for a certain number of years and then stop. At the end of the term, some carriers will give you your premium back if you didn’t use the coverage. Our clients love this because they can get a larger death benefit for a lower monthly payment.


This is really popular with our clients over 50. It’s permanent coverage, so once they take you on as a client, they can never get rid of you unless you decide to get rid of them first. It’s perfect when you’re wanting to put something in place you’ll never outlive.