Show Me The Money

Part I – Personal Sales Commission

A typical policy runs $100/month, and we start our Agents at 30% commission on every dollar of New Business premium. So every time Globe Life collects $100, you earn $30 for the first 12 months of that policy’s life.

We advance our Agents seven months of commission on every policy they sell.

  1. Client pays $100, you earn $30 (We advance you $210 right away)
  2. Client pays $100, you earn $30
  3. Client pays $100, you earn $30
  4. Client pays $100, you earn $30 
  5. Client pays $100, you earn $30
  6. Client pays $100, you earn $30
  7. Client pays $100, you earn $30 (Now your advance is paid back)
  8. Client pays $100, you earn $30 (Paid “as-earned”)
  9. Client pays $100, you earn $30 (Paid “as-earned”)
  10. Client pays $100, you earn $30 (Paid “as-earned”) 
  11. Client pays $100, you earn $30 (Paid “as-earned”)
  12. Client pays $100, you earn $30 (Paid “as-earned”)

The client in this example has paid $1,200 and you have earned $360

This financing allows our agents to build real wealth through ongoing commissions and still have strong cash-flow in the early months.

Personal Sales commission will automatically increase over time based on Lifetime Personal Production. After an agent has written $25,000 in new business – roughly 20 policies – their commission goes up to 35%. After $50,000, it goes up to 40%. After $150,000 it goes up to 45% and after $300,000 it goes up to 50%.

Bringing on just one new client a day will take you to the top of the comp plan in your first year and will create over $120,000 of first-year commissions.

Part II – Renewals & Residual Income

  • On every active policy, starting in its 13th month, you will be paid a renewal commission.
  • You earn a 1% renewal commission every month for the life of each policy sold and goes up to 2% after you write $50,000 of premium.
  • Globe Life collects over 10 times the first-year premium in renewal premium over the life of the business, so your residuals build a rock-solid retirement annuity over time.

Our vesting schedule is one of the fastest in the industry – fully vesting after only five years. Giving you a permanent income regardless of your future affiliation with us.

  • After Year 2 = 50% vested
  • After Year 3 = 60% vested
  • After Year 4 = 70% vested
  • And after Year 5, you are 100% vested in all your Personal and Team renewals for life.

One new client a day can add up to over $1,500,000 in premium over 5 years. Globe Life will collect an additional $15,000,000 in lifetime premium from your efforts. You and your family will receive 2%, or $300,000.

How many careers give you the ability to add $300,000 or more to your retirement fund after just 5 years?

Part III – Training & Leadership Override

Everything we’ve talked about above is all based on your personal efforts. But how can leading a team enhance those numbers?

First of all, we’re growing fast and allow all our new Agents to bring in new Agents from day one, paying a $1500 recruiting bonus.

In addition, once you’re promoted to Field Director, you can earn an additional $500 training bonus for showing them how to work our system. You will also earn a minimum of a 5% training override for all New Business sold by Agents you train.

  • Average sale is $100/month or $5/month in commission
  • We advance 7 months of commission = $35
  • For each person bringing on a client every day, you would be advanced around $700/month

So your monthly cash-flow would increase depending on how many active agents you have at any given time:

  • ONE agent = $700
  • THREE agents = $2,100
  • TEN agents = $7,000

Your override will increase and you can also earn lifetime renewals on your team sales by leveraging our Career Track

You’ll average a 1% residual on every dollar of premium your team writes. So over a 5-year career:

  • $1,000,000 in team production x 5 years = $5,000,000
  • Globe Life will collect at least $50,000,000 additional on those sales x 1% residual = $500,000 annuity for you and your family.

When you combine the renewals from your personal sales and from your team sales, you can build an amazing six- or even seven-figure retirement annuity that will continue to pay you, your family and your heirs as long as you have paying policyholders.

Part IV – Bonus and Incentive Program

Our partnership with Globe Life gives our Agents award-winning incentives, cash bonuses, stock grants, and world-class international & domestic vacations.








This is only a summary, please refer to the details of the 2020 Incentive, Awards and Recognition plan for more details