Insurance 101

Buying life insurance and understanding your insurance options should not be difficult or confusing. Family First Life simplifies the process — here’s how. There are many misconceptions about life insurance — from it’s too expensive to being too young, healthy, or old to need or buy a policy. That’s why Read more…

Advances and Chargebacks

It’s important that agents understand how they’re getting paid and how the carriers manage advances and chargebacks. With “household name” carriers like John Hancock, Mutual of Omaha, Americo, etc. this is very straightforward. The carrier will advance you 7-9 months of commission up-front. This lands in your checking account and Read more…

A Quick Rant

All these “My IMO is better than your IMO” conversations I see on the various Facebook “insurance forums” are a complete waste of everyone’s time, in my opinion. Whether you’re a rookie or a vet, hear me out and then I’d love to hear your thoughtful perspective as well. I’ve Read more…

Priorities

From the desk of Jeremy Laurin: Something I’ve recently realized is that most people have their priorities completely backwards. I’m meeting with this client, he and his wife make plenty of money, they have a beautiful house, two kids under 10 and two cars. We’ve been talking about insurance for Read more…

FFL vs. PHP

PHP is an IMO who claims the “sexiest compensation” for builders. It certainly is “sexier” for builders than for writing agents, that’s for sure. I’ll let their CEO explain their comp plan for himself: While there are several components of their comp plan that open up after you’ve done enough Read more…

Lead, Follow, or Git.

Changing direction in your business is never an easy thing – especially when things are going well. If you’ve been following me the last several years, you’ll have seen all kinds of trips and awards and experiences I’ve been able to share with some of my best friends while we’ve Read more…

No One Will Save You

As much as people want “the authorities” to calm their fears and show them the way… As desperately as the sheep bleat for the shepherd… No one will save you.  There are no adults in the room. No one “knows.”  The government has not, will not, and CANNOT save you. No breadcrumbs Read more…