Medicare 101

By Tristan Labelle, Archangel Brokers Sometimes Medicare can be a confusing mess. Between trying to figure out what everything means (In plain English) vs. trying to find the right plan, It can be extremely frustrating. If this sounds familiar, then you’re at the right place. Let’s talk about the individual Read more…

Insurance 101

Buying life insurance and understanding your insurance options should not be difficult or confusing. Family First Life simplifies the process — here’s how. There are many misconceptions about life insurance — from it’s too expensive to being too young, healthy, or old to need or buy a policy. That’s why Read more…

Advances and Chargebacks

It’s important that agents understand how they’re getting paid and how the carriers manage advances and chargebacks. With “household name” carriers like John Hancock, Mutual of Omaha, Americo, etc. this is very straightforward. The carrier will advance you 7-9 months of commission up-front. This lands in your checking account and Read more…

A Quick Rant

All these “My IMO is better than your IMO” conversations I see on the various Facebook “insurance forums” are a complete waste of everyone’s time, in my opinion. Whether you’re a rookie or a vet, hear me out and then I’d love to hear your thoughtful perspective as well. I’ve Read more…

Priorities

From the desk of Jeremy Laurin: Something I’ve recently realized is that most people have their priorities completely backwards. I’m meeting with this client, he and his wife make plenty of money, they have a beautiful house, two kids under 10 and two cars. We’ve been talking about insurance for Read more…

FFL vs. PHP

PHP is an IMO who claims the “sexiest compensation” for builders. It certainly is “sexier” for builders than for writing agents, that’s for sure. I’ll let their CEO explain their comp plan for himself: While there are several components of their comp plan that open up after you’ve done enough Read more…

Power of Indexing

Potential can be such an enticing, positive word. Potential can also be a negative word. Potential checks don’t cash very well at the bank. Potential returns are marketed to consumers, and consumers invest for potential all the time. Potential returns, at some point, are not really useful to you. If I could guarantee you an average rate of Read more…