Medicare 101
By Tristan Labelle, Archangel Brokers Sometimes Medicare can be a confusing mess. Between trying to figure out what everything means (In plain English) vs. trying to find the right plan, It can be extremely frustrating. If this sounds familiar, then you’re at the right place. Let’s talk about the individual Read more…
Insurance 101
Buying life insurance and understanding your insurance options should not be difficult or confusing. Family First Life simplifies the process — here’s how. There are many misconceptions about life insurance — from it’s too expensive to being too young, healthy, or old to need or buy a policy. That’s why Read more…
Advances and Chargebacks
It’s important that agents understand how they’re getting paid and how the carriers manage advances and chargebacks. With “household name” carriers like John Hancock, Mutual of Omaha, Americo, etc. this is very straightforward. The carrier will advance you 7-9 months of commission up-front. This lands in your checking account and Read more…
A Quick Rant
All these “My IMO is better than your IMO” conversations I see on the various Facebook “insurance forums” are a complete waste of everyone’s time, in my opinion. Whether you’re a rookie or a vet, hear me out and then I’d love to hear your thoughtful perspective as well. I’ve Read more…
Priorities
From the desk of Jeremy Laurin: Something I’ve recently realized is that most people have their priorities completely backwards. I’m meeting with this client, he and his wife make plenty of money, they have a beautiful house, two kids under 10 and two cars. We’ve been talking about insurance for Read more…
IUL Target Market
What is the target market for the MoO IULe? Watch the video below: If you need help determining if an IULE is right for your client submit an IUL Ask a Specialist on fflams.com today!
FFL vs. PHP
PHP is an IMO who claims the “sexiest compensation” for builders. It certainly is “sexier” for builders than for writing agents, that’s for sure. I’ll let their CEO explain their comp plan for himself: While there are several components of their comp plan that open up after you’ve done enough Read more…
Power of Indexing
Potential can be such an enticing, positive word. Potential can also be a negative word. Potential checks don’t cash very well at the bank. Potential returns are marketed to consumers, and consumers invest for potential all the time. Potential returns, at some point, are not really useful to you. If I could guarantee you an average rate of Read more…
The Common Denominator of Success
THE COMMON DENOMINATOR OF SUCCESS below is as timely and inspirational, as it was when it was first delivered in 1940. Its message is well suited to anyone in the sales profession, or anyone in any field of endeavor who seeks success in their professional, personal or spiritual lives. Albert Read more…