Finding good employees is hard. Keeping them around is even harder. Employers are looking for ways to offer quality benefits that appeal to their employees without breaking the bank.

We help you and your employees prepare for the unexpected. Our benefits pay your employees cash if they get sick or hurt and are typically paid for by the employee – not by you.

Why do companies choose us?

• No Payroll Deductions
• Affordable Monthly Premiums
• No Deductibles
• Benefits Paid Directly to the Employee and Their Family
• Refundable Premium
• Improved Employee Retention

Why Offer Supplemental Benefits?

Our Products

Supplemental Cancer Plans

According to The American Cancer Society, cancer is the 2nd leading cause of death in both men and women today, yet it is the most expensive disease in the U.S. to fight.

Supplemental Heart & Stroke Plans

According to the The American Heart Association, heart disease is the #1 killer of men and women.

Supplemental Accident Plans

According to the National Safety Council, accidents are the leading cause of death among persons up to age 33 and 1 in 4 people seek medical attention from an injury each year.

Supplemental Hospitalization Plans

According to The Health Insurance Association of America, each year nearly 1 out of every 8 persons is admitted to a hospital.

Supplemental Intensive Care Plans

One of the most expensive types of medical care today is the Intensive Care Unit.

Life Insurance Plans

Life Insurance provides cash that helps take care of your family when you’re not there to do it yourself.

Child Life Insurance Plans

Child Whole Life Insurance provides cash for funeral expenses and builds cash value that can be transferred to the child for college or whatever journey they choose to take in life.