FFL vs. PHP

PHP is an IMO who claims the “sexiest compensation” for builders. It certainly is “sexier” for builders than for writing agents, that’s for sure. I’ll let their CEO explain their comp plan for himself: While there are several components of their comp plan that open up after you’ve done enough Read more…

Power of Indexing

Potential can be such an enticing, positive word. Potential can also be a negative word. Potential checks don’t cash very well at the bank. Potential returns are marketed to consumers, and consumers invest for potential all the time. Potential returns, at some point, are not really useful to you. If I could guarantee you an average rate of Read more…

Lead, Follow, or Git.

Changing direction in your business is never an easy thing – especially when things are going well. If you’ve been following me the last several years, you’ll have seen all kinds of trips and awards and experiences I’ve been able to share with some of my best friends while we’ve Read more…

No One Will Save You

As much as people want “the authorities” to calm their fears and show them the way… As desperately as the sheep bleat for the shepherd… No one will save you.  There are no adults in the room. No one “knows.”  The government has not, will not, and CANNOT save you. No breadcrumbs Read more…

Success Is Voluntary

Recently I was interviewed by Tim Martin of Success Is Voluntary and I wanted to share it here with you. This interview was so fun because of the connection Tim and I have with each other – he titled this interview “Twins Separated at Birth”. Click here for the podcast. Read more…

Childhood Cancer Facts: By the Numbers

September is Childhood Cancer Awareness Month and we want to bring some of the statistics into the light in an effort to boost that awareness. [gview file=”http://www.workforcelife.com/wp-content/uploads/2018/09/alsf_cancer-by-numbers_infographic_8.5x11_2018_0.pdf”] While the numbers can be scary, the important one to focus on is 80%. 80% of children diagnosed will survive cancer! Now that deserves a big Read more…

30-Second Elevator Pitch

If you ever go to a networking function and are looking for a way to introduce yourself, try this sequence: I’m Eric Hemati with Family Heritage. “Who’s that??” you might be asking yourself. Or you may be thinking: “I’ve never heard of that company!” Well that’s not surprising, because they Read more…

Summer Vacation

What are the odds? If you had a 1:4 chance of winning the lottery, would you buy a ticket? How about a 7:10 chance? Of course, you would. But did you know that these odds are facing us each day? There is a 1:4 chance of becoming disabled. There is a Read more…

Is Cancer Insurance Worth the Cost?

This post was written by Terry Savage and originally featured on the Creators Syndicate Q: Should I buy cancer insurance? A: Buying insurance is a choice that is based on mathematics — and emotion. For instance, we buy homeowners insurance despite relatively long odds against a fire. But the odds of dying are Read more…